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A Mortgage News and Information Blog for The Central Virginia Area. Monday, November 9, 2009. Homebuyer Tax Credit - extended. 8,000 First-time Home Buyer Tax Credit at a Glance. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase. The tax credit does not have to be repaid. To be eligible to claim the ta.
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